Buying guide
Completion Delayed? What to Do About Keys, Removals and Storage
If completion is delayed, contact your conveyancer immediately to establish whether contracts have exchanged and whether completion is contractually due. Tell the seller, estate agent and removals company through the appropriate channels; confirm waiting, cancellation and storage costs and arrange temporary accommodation if needed. Do not assume the keys can be released until the seller's solicitor confirms completion.
Applies to: Primarily England and Wales. Scottish and Northern Irish conveyancing procedures differ; ask your legal adviser.
First establish whether contracts have been exchanged
An expected completion date is not the same as a legally committed date. In England and Wales, an agreed sale normally becomes legally binding on exchange of contracts. If there is a delay before exchange, your conveyancer should explain what remains outstanding and whether any proposed move date should be treated as provisional.
A failure to complete on a contractually agreed date after exchange is a different and potentially serious issue. Contact your conveyancer immediately for case-specific legal advice about notices, costs and the available remedies; do not rely on informal assurances from another party.
Get one confirmed update, then inform everyone
Ask your conveyancer what is delaying completion, which party must act, whether the money has been transferred and when the keys are realistically expected. Give your removal company and anyone waiting at the new address the same confirmed information. Avoid repeating unverified times passed around by a long chain.
If movers are already loading or waiting, ask for the written waiting rate and the latest point at which a second booking, overnight storage or return visit would become more economical.
Practical checklist
- Call your solicitor or conveyancer for the actual transaction status.
- Tell the removal firm if the key release is delayed.
- Check whether the old property must be vacated under your contract.
- Keep written records of instructions, charges and updated times.
Work through fallback options in order
If the move can simply start later, confirm the crew's availability and whether daylight, parking restrictions or building opening times create a hard deadline. If access will not happen that day, discuss secure overnight vehicle storage, a self-storage unit or a rescheduled journey with the removers. Ask about custody, insurance, access to medicines and any re-delivery costs.
Accommodation is a separate decision. Check access to essentials, children or pets, and any suitable local accommodation. Never assume hotel, storage or removal charges will automatically be reimbursed by another party; ask your solicitor whether your specific contract supports a claim.
Protect essentials and evidence
Keep identity documents, medication, chargers, work equipment, basic toiletries and a change of clothes outside the vehicle where possible. Photograph the condition of the property on departure and arrival, and retain invoices for any additional waiting, storage or accommodation.
Plan to reduce the risk next time
Before the moving date, ask about the property's place in a chain, likely key-release process, lender readiness and contingency arrangements. Read the removal firm's postponement and waiting-time terms. A realistic timetable with a fallback is worth more than an unrealistically precise arrival promise.
What to read next
Continue with the most relevant next step, or explore the buying journey.
References and further reading
These are the original legal, regulatory and professional sources used to inform this article. MMG explains the key steps above so you do not have to follow external links to find the answer. Circumstances and UK jurisdiction can affect the rules, especially for legal or financial decisions.
- GOV.UK: Buying a home – conveyancing, exchange and completion(opens in a new tab)
- GOV.UK: Selling a home – transfer of ownership(opens in a new tab)
- MoneySavingExpert: Moving home checklist(opens in a new tab)
My Move Guide publishes general information, not personalised legal, tax, mortgage or financial advice. Estimates and requirements differ by location and circumstances.

